Imagine returns like a fixed deposit, but with no lock-ins!

With Chocolate, you get better returns. Earn 3% on your first $20,000 from now until 30 June 2023. And a target 2% on any amount above that. Are you smiling yet?

Let's go

Earn 4.5% on your first $20,000. Earn 4.5% on your first $20,000.

Licensed by

Founded by the founder of

Backed by

Investment Manager

Make Life Richer

The irresistible benefits of Chocolate

No minimum balance.

Zero fees,
no tricks

Just put your money in and start earning for free. Chocolate makes money only after you've made money.

Accessible to the world

Full-on Security

State of the art encryption that gives you security you can trust.

100% liquidity

No lock-ins.
No limits

Take money out anytime, no restrictions. No penalties.

Fast, easy & Convenient

Smooth as chocolate

Your money goes in and out instantly. Earn, withdraw, send and spend. With ease.

Oh, and did we mention the 4.5% on your first $20,000

From now until 30 June 2023 and a target 2% for everything else above that.

Enter your phone number, we’ll text you a link to download the app.

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How Chocolate returns compare

See for yourself the projected returns compared to the rest of the market.

Find out how it works

With us, you’ll earn $41,951.35 compared to the market average of $23,158.76.

That’s a whopping $18,792.59 extra cash for you!

$100

Chocolate returns at 3.5%

$41,951.35

Singapore banks average return of 2.5%

$23,158.76

Today

360 months’ time

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New age Tech

Just put your money in and start earning for free. Chocolate makes money only after you've made money.

Safe
with Citibank

Our money is put in a secured Chocolate account under custody of Citibank.

2 Factor Authentication

So no-one but you can access your account and transactions.

Secured
by Singpass

It doesn’t get safer than that.

Security
you can trust

We use Citibank for safe custody for your funds and state-of-the-art technology to ensure your money is safe. And for further security, all transactions are secured with Singapass and 2 factor authentication.

Create your account

Don’t take our word for it,
take theirs

with our 2000+ reviews on TrustPilot, Google & Apple Appstore

Trusted by

50Kusers

Downloads

40M

5 Star reviews

10M

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Zakariya Cisneros

The company did very good with my order. Though their supplier was closed on that specific Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed condimentum netus at et facilisis lacus, id. Mi faucibus metus, pulvinar sed lectus enim in suspendisse. Orci blandit eu pharetra, cursus nunc molestie. Tempor egestas erat pellentesque justo, orci, justo accumsan, elementum.

Aiza Pierce

Lawrence Jones

The company did very good with my order. Though their supplier was closed on that specific day for whatever reasons, the company called me from overseas explain...

Khadijah Klein

Elle Estrada

Mariyah Pena

Martin Rosser

Jordyn Arcand

Zakariya Cisneros

Aiza Pierce

Lawrence Jones

The company did very good with my order. Though their supplier was closed on that specific day for whatever reasons, the company called me from overseas explain...

Khadijah Klein

Elle Estrada

Mariyah Pena

Martin Rosser

Jordyn Arcand

Zakariya Cisneros

Aiza Pierce

Lawrence Jones

The company did very good with my order. Though their supplier was closed on that specific day for whatever reasons, the company called me from overseas explain...

Khadijah Klein

Elle Estrada

Mariyah Pena

Martin Rosser

Jordyn Arcand

Climate change is real.

For every friend you refer, we’ll plant a tree.

Tell your friends about chocolate. If they sign up for an account, we will plant a tree. It’s our way of doing the right thing by the planet.

Learn more

trees planted so far

Download Application

You
asked, we answered

Can't find your question?
‍Click here to view all FAQ’s or email us via: support@finchoco.com

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3% p.a. return

On your first $20,000.

Full-on Security

Your account is protected by Citibank’s encryption.

Chocolate Finance is a Managed Account service operated by Havenport Investments Pte. Ltd ("Havenport"), a Holder of Capital Markets Services Licence regulated to perform fund management activities, dealing in capital markets products and providing custodial services. Havenport is regulated by the Monetary Authority of Singapore with a license number of (CMS100173).

The Chocolate Managed Account is distributed through preferred financial advisors. All customers are required to acknowledge the recommendations made by our partner financial adviser firms before signing up to any Havenport service.

This information provided on this app/website is for use by financial advisers regulated by The Monetary Authority of Singapore (MAS) and does not constitute an offer or solicitation to buy or sell any of the investments mentioned. Neither Havenport nor Chocolate or any of their officers or employees accept any liability whatsoever for any loss arising from any use of this app or its contents. This advertisement has not been reviewed by the Monetary Authority of Singapore and may not be reproduced, distributed or published.

All views expressed are opinions of Havenport and are subject to change based on market and other conditions without notice or obligation. These opinions are not intended to be a forecast of future events, a guarantee of future results or investment advice. The mention of any individual securities should neither constitute nor be construed as a recommendation to purchase or sell investments, and the information provided regarding such individual investments is not intended to be used to form any basis upon which an investment decision is to be made. No information on this app/website constitutes accounting, legal, regulatory, tax or other advice. Portfolio allocations, holdings and characteristics are subject to change at any time. Any statistics have been obtained from sources Havenport believed to be reliable but the accuracy and completeness of the information cannot be guaranteed. All investments involve risks, including possible loss of principal. Past performance is not indicative of future results.

Imagine returns like a fixed deposit, but with no lock-ins!

Make Life Richer

The irresistible benefits of Chocolate

Zero fees, no tricks

Full-on Security

No lock-ins. No limits

Smooth as chocolate

Oh, and did we mention the 4.5% on your first $20,000

How Chocolate returns compare

New age Tech

Safe with Citibank

2 Factor Authentication

Secured by Singpass

Security you can trust

Don’t take our word for it, take theirs

For every friend you refer, we’ll plant a tree.

You asked, we answered

Create an account today!

Zero fees,
no tricks

No lock-ins.
No limits

Safe
with Citibank

Secured
by Singpass

Security
you can trust

Don’t take our word for it,
take theirs

You
asked, we answered